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Emergency Cash Advance When You Need It

It seems no matter how carefully you plan your finances, something inevitably comes up that demands money quickly. Whether it is a mechanical emergency with your car, a medical emergency or a nightmare plumbing emergency in your home, there will always be something working against your finances. These emergencies can’t wait either. They demand your attention now.

What do you do when finances are tight, when the budget does not allow for immediate responses? Borrowing money from your parents or friends has more downsides than upsides. When you need money quickly, sometimes your best option is a cash advance.

Fortunately CashAdvance.org is available to help out in just such a situation.

How CashAdvance.org Works

Request a Loan

Fill out our secure request form with your information and be sure to note the amount of cash you need.

Get Approved

Just a few minutes to know if the funding you request is approved.

Get Your Funds

If approved, get your cash as soon as the next business day and automatically deposited into your bank account.

APR – Representative Range Explanation

APR stands for Annual Percentage Rate which represents the annualized interest rate that you are charged. CashAdvance.org is not a lender. We offer a free service to consumers, where we connect loan requests to our national network of lending institutions.

Our company is not able to provide specific fees or rates, including an exact APR, which a lender would charge you. APRs vary based on the information you supply when you request funds on our website. Lenders will provide details to you on APR, finance charges, and other factors when you make your request for funds. You may always contact us with questions relating to our services on the Contact Us page.

As a final note, the APR on a cash loan can range from 250 percent to 2,350 percent. This fee is calculated from a number of factors including the term of the loan, late fees, non-payment penalties, loan renewal options, etc. The APR is not your finance charge, which will be disclosed by your lender prior to the final approval and your receiving funds.


See a Representative Example
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YOU CAN BORROW $300 FOR 14 DAYS WITH A $40 TO $80 LENDER CHARGE. YOUR ESTIMATED APR IS 347% TO 695%*

Cash loans are relatively pricey when compared with other loan types. Cash loans are not recommended as a long-term financial solution and should only be taken out in emergency situations.

*Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100
Low End Calculation: ($40 / $300) * (365 days / 14 days) x 100 = 347.62%
High End Calculation: ($80 / $300) * (365 days / 14 days) x 100 = 695.24%

Important Implications to Consider

CashAdvance.org only works with lenders who give customers detailed information on terms and conditions prior to their acceptance of the loan offer. It is recommended that you closely review the terms of any loan offer presented to you. For more details about the aforementioned considerations see our Lending Policy and Rates & Fees sections.

Financial implications (Interest and finance charges)

If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer. CashAdvance.org is not a lender and cannot predict the exact fees and interest that will be attached to the loan offer presented to you. You are not under any obligation whatsoever to accept the terms that the lender presents to you.

Implications of non-payment

When you accept the terms and conditions for a particular loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time specified in the documents that your lender supplies. Additional charges or fees may apply in the event that you are not able to repay your loan in full or make a late payment. CashAdvance.org cannot predict the amount of the charges or fees that you will incur as a result of partial payment, late payment or nonpayment. CashAdvance.org has no control over knowledge of the loan details between you and your lender. Please refer to the partial payment, late payment and nonpayment policies detailed in the loan documents that your lender provides you with. CashAdvance.org does make an effort to work only with reputable lenders who are committed to pursuing collections of past-due accounts in a reasonable and fair manner.

Potential Impact To Credit Score

CashAdvance.org does not make credit decisions nor does it ever conduct credit inquiries on potential borrowers. Some members of the CashAdvance.org lender network may choose to conduct a nontraditional credit check in order to determine your eligibility for a loan. Lenders typically will not conduct a credit inquiry with any of the three major credit reporting agencies (Transunion, Experian and Equifax). Ultimately, your credit score may be affected by the actions of a particular lender. If you do not repay your loan on time your lender may report this delinquency to one or more credit reporting agencies, which could have a negative impact on your credit score. CashAdvance.org encourages consumers with credit problems to consult a Credit Counseling company.

Collection Practices

CashAdvance.org is not a lender and does not engage in debt collection practices. Your lender will disclose their collection practices to you in their loan documents. If you are not sure of the collection practices used by a specific lender we recommend that you discuss this issue with the lender directly. CashAdvance.org makes reasonable efforts to only work with established, reputable lenders who pursue collections of past-due accounts in a fair manner.

Loan Renewal Policies

Loan renewal policies are largely governed by state regulatory laws. Loan renewal options will be presented to you by your lender prior to your acceptance of their loan offer. Please be sure to carefully read the renewal policy presented to you before you sign the loan documents. Cash loans are intended to be a short-term financial instrument. CashAdvance.org encourages all borrowers to repay their loan in full and on time in order to avoid nonpayment and/or late payment fees. If you think that you may be unable to pay off a cash loan after taking it out, we recommend that you explore Loan Alternatives before requesting for a loan.

(©) 2018 CashAdvance.org All Rights Reserved.

945 McKinney St. #619 Houston, TX 77002 USA

CashAdvance.org is Hawk, LLC, which is a limited liability company chartered pursuant to the laws of the Ute Indian Tribe and is wholly owned by enrolled members of the Ute Indian Tribe. By using this website you consent to the jurisdiction and laws of the Ute Indian Tribe as they relate directly or indirectly to your use of this website.

Consumer Notice: A cash advance is a small, short-term loan intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and not as long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to learn more about the risks involved with cash advances, local regulations and laws that may be applicable to cash advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. CashAdvance.org is not a lender, does not broker loans, and does not make loan or credit decisions. The operator of this website is not an agent, broker or representative of any lender and does not endorse or charge you for any product or service. CashAdvance.org provides a service only and is not acting as an agent, representative or correspondent for any service provider or lender. CashAdvance.org's aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. CashAdvance.org does not endorse any particular service provider, lender or loan product. You are under no obligation to use CashAdvance.org's service to initiate contact, or request for credit or any loan product with any service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus (Experian, Equifax and TransUnion). However, credit inquiries or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. You will not be charged any fees to use CashAdvance.org's service. Learn more in our Rates & Fees section. To change your communication preferences for this website or to submit a question or comment you may contact us.

Availability: Residents of some states may not be eligible for a cash advance based upon lender requirements. CashAdvance.org does not guarantee that completing an inquiry form will result in your being connected with a lender or service provider, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender or service provider.