Rates & Fees
See how much you can do to improve your financial situation today by checking out the cash advance possibilities at CashAdvance.org. We’re here to help connect you with the payday loan you need, anytime day or night, with a few simple clicks of our online loan request.Request from the comfort and privacy of your own home and get connected with a cash advance lender in minutes. As soon as you've submitted your request, lenders in our network will begin reviewing your information. If one of our trusted lenders can offer you a loan, we will connect you with them so you can quickly and easily finish the process and get your funds! In addition to traditional loans, some lenders in our network may offer line of credit.
It makes sense to be skeptical or at least look into organizations that promise you fee-free loans. But at CashAdvance.org, you really can get something for nothing. We’ll facilitate your cash advance with no fees attached, since we’re solely in the business of connecting lenders to loan requestors. This means that you won’t pay anything to request, accept, or even turn down the loan we find for you. You may have heard terms such as “interest rate” or “rollover rate.” These potential financial additions come from the lending institution once you have the loan deposited into your checking account. All of your loan rates, terms, and fees will be explained clearly in the loan terms provided by your lender, and you always have the option to decline the cash advance and search for other rates. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.
One of the biggest benefits of obtaining a cash advance through CashAdvance.org is that your previous credit history does not affect your loan request. Typically, requesters find that their interest rates soar or that fees are tacked on when their lending institution discovers a black spot on their credit history, a low credit score, or no credit score at all. Skip all that judgment with CashAdvance.org. In our quick cash advance request process, credit scores don’t come into play. We understand that sometimes people have financial struggles and that bills can pile up and go unpaid. At CashAdvance.org, you’ll find the rates of your loan terms crystal clear and unaffected by your credit rating.
After securing your cash advance you’ll finally be able to pay down your debt, settle a bill, make a large purchase, or use the funds however you see fit. Below are some of the basic qualifications. Please note that meeting these qualifications does not mean that you will be connected with a lender:
- Be a U.S. citizen or permanent resident.
- Be at least 18 years old.
- Earn at least $1,000/mo. after taxes.
- Have a checking account in your name.
- Provide home and work telephone numbers.
- Be employed for at least 90 days consecutively.
If you’ve ever gotten a loan or spoken with someone who has obtained a cash advance from another state, you may find differences in options such as the maximum loan amount and the interest rate associated with it. There are also different fees for things like rollovers – how many times, if any, that you can extend your loan.